:root{--ink:#0d2740;--muted:#617487;--line:#dbe4ec;--soft:#f4f8fb;--accent:#0866a8;--max:1180px}*{box-sizing:border-box}body{margin:0;font:16px/1.65 Arial,sans-serif;color:var(--ink);background:#fff}a{color:inherit}.site-header{max-width:var(--max);margin:auto;padding:20px 24px;display:flex;justify-content:space-between;align-items:center;gap:24px}.brand{text-decoration:none;font-size:26px;font-weight:800}.brand span{color:var(--accent)}nav{display:flex;gap:22px;align-items:center}nav a{text-decoration:none}.button{display:inline-block;background:var(--ink);color:#fff;text-decoration:none;padding:13px 19px;border-radius:7px;border:0}.button.small{padding:9px 14px}.button.alt{background:#fff;color:var(--ink);border:1px solid var(--line)}.hero{padding:90px 24px;background:linear-gradient(120deg,#eef6fb,#fff)}.wrap{max-width:var(--max);margin:auto}.hero h1{font-size:clamp(40px,6vw,72px);line-height:1.02;max-width:850px;margin:.2em 0}.hero p{max-width:700px;font-size:20px;color:var(--muted)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:800;color:var(--accent)}section{padding:65px 24px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid.two{grid-template-columns:repeat(2,1fr)}.card,.panel{border:1px solid var(--line);border-radius:12px;padding:26px;background:#fff}.soft{background:var(--soft)}h2{font-size:36px;line-height:1.15}.text-link{font-weight:700;color:var(--accent)}.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.fact{padding:18px;background:var(--soft);border-radius:9px}.advisor{background:var(--ink);color:#fff}.advisor p{color:#dce7ef}form{display:grid;gap:14px;max-width:760px}label{font-weight:700}input,select,textarea{width:100%;padding:13px;border:1px solid var(--line);border-radius:7px;background:#fff}footer{padding:45px 24px;max-width:var(--max);margin:auto;border-top:1px solid var(--line);color:var(--muted)}@media(max-width:800px){.site-header{align-items:flex-start}.site-header nav{display:none}.grid,.grid.two,.facts{grid-template-columns:1fr}.hero{padding-top:60px}}